Social Security Disability Advice Group

If approved for ssid -how much is it per month for medicare with medication?

I know they have a few different ones out -but which one had the most?

Depends on what programe you choose. Mine is stright out 90.00 each month and coverage really depends if you have a nice supplement cover which i do so I cant answet that. Have you been approved yet ? When is or was your hearing date ?

I have not been approved yet. My hearing date is this Thursday!!! I live in California and would need the drug plan.

Im not sure states matter much when it comes to medicare a lot of doctors are not taking it now because the president cut the pay to doctors so much they couldnt afford to see the patients.

You should contact your local SSA. They can give you that information. I say this because it can vary on income, location, and type of plan. Check out this website for further information: http://www.medicare.gov/cost/

Here's what that site shows: And, when you're on that site, and you click Part D plan- you will be asked to provide your zip and it will then walk you thru the options.

Medicare Monthly Premiums:

Type of Monthly Premium Amount of Monthly Premium

Part A monthly premium- (for people who pay a premium) $451

Part A Late Enrollment Penalty- +10%

Part B monthly premium- $99.90 Higher-income consumers may pay more.

Part B Late Enrollment Penalty- +10% for each full 12-month period that you could have had Part B, but didn't sign up for it

Part C monthly premium- Varies by plan

Part D monthly premium- Varies by plan and Higher-income consumers may pay more

Part D Late Enrollment Penalty- Depends on how long you went without creditable prescription drug coverage

Does my husband income depend on how much I would have to pay?

Who pays a premium price? $451

My husband pays $400 per month for my insurance.

Thanks for the info -confusing!

Thanks for the info. That would save us a few hundred dollars per month.

I don't think medicare has a co-pay. You have a meet a deductible each year. It varies from year to year. The Medicare Part B deductible for 2009 was $135.00 for example. In 2011, my medicare deductible was $162.00. This year (2012), it is $140. I just logged into my medicare account to verify this. The 80/20 is called co-insurance, not a copay. Medicare pays 80% and you are responsible for the other 20%. Some people purchase a medicap policy to help fill in this gap. myersd63 is correct in that if you don't sign up for medicare when you 1st become eligible, there is a 10% penalty each year for delayed enrollment unless you have other medical insurance.

When my employment ceased, I had the option of continuing my medical thru Cobra for for 18 months but @ a $700 per month premium. I had to drop it because I just could not afford it. Also, the 80/20 medicare for mental health will not become effective until 2014. Currently, it is only 60/40.

Here is another link from the medicare.gov website that you may want to take a look at.

https://questions.medicare.gov/app/answers/detail/a_id/16/~/ can-i-delay-medicare-part-b-enrollment-without-paying- higher-premiums%3F

Click on more underneath Can I delay Medicare Part B enrollment without paying higher premiums?

Post edited by: LostInCyberspace12, at: 05/02/2012 08:36 AM

Traditional medicare comes barebones. (no coverage for Rx drugs).

I purchased a medicare part D plan.

The more you are willing or able to pay for the premium, the better the coverage you will get for the part D plan.

Some people opt. for the Medicare Part C (advantage) plans which often come with Rx drug coverage but all these plans have their pros and cons too.

I also had the option of retiree medical thru my former employer. It would have been a second payer after medicare and did have Rx drug coverage attached. The reason I opted out was again because of the astronomical premiums. ($450 / month...ouch!)

I opted for a cheap Medicare Part D plan. As long as I can keep all my drugs generic, it works out pretty well for me.

Thanks for the great info. What do you pay per month on your plan?