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04/06/2011 10:15 AM

WOW what a day yesterday! :(

alopezkdz
alopezkdz  
Posts: 27
New Member

My goodness I just love what heavy medical bills that come with "ON". I just got my first and second rounds of medical bills in the mail yesterday and talk about stress levels that climbed in a hurry. WOW is an understatement on these bills. Thank you for listening to me complain.
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04/06/2011 10:40 AM
cmiller
cmiller  
Posts: 863
Member
I'm an Advocate

OH crap! I hate medical bills. I think I need to make a T-shirt saying so grr.I can't open them anymore. I hate the beginning of the year too because our deductible is $300 each to start. They do cause stress Sad

hugs,

Chloe


04/06/2011 11:48 AM
brugette
brugette  
Posts: 941
Senior Member

Chloe couldn't have said it better. Medical deductibles, co-pays, etc. add to the stress of ON that we don't need. Alot of companies, hospitals will let you make payments over a few months, I don't know if this helps but I've done it several times with no problem, might be worth looking into. There were other sites posted that help people with co-pays, that may be somthing else to look into.

Sorry you have to go through more stress with everything else your dealing with. Try to take a few deep breaths and take care of yourself the best you can.

Hugs,

Patty


04/06/2011 01:53 PM
bmac
Posts: 307
Member
I'm an Advocate

You have a right to complain! Medical bills are getting higher and higher - enough to make you ill!

04/06/2011 03:21 PM
bobswifeamy
bobswifeamy  
Posts: 181
Member

Chloe, our deductible is $500 per person...

04/06/2011 08:17 PM
annieohio
annieohioPosts: 131
Member

Oh, I hate opening the medical statements too. Our deductible is just $200, but then only pays 80% till another $2000 deductible...something like that. I haven't worked in 16 months, and it's almost impossible to pay these.

04/06/2011 08:44 PM
Julesabby
Posts: 127
Member

I have a high deductible as well and have to get my yearly MRI scan of my brain. And every yr I dread having to pay for it. The place I go to always calls and makes sure they give you the amount of the bill and say you will be paying for it when you come in. This year I am going to talk to my Neurosurgeon about having a CT done instead of the MRI he mentioned to me that I could do this. Hope he remembers lol either way will have another bill..

04/06/2011 11:02 PM
cmiller
cmiller  
Posts: 863
Member
I'm an Advocate

It's not just the large medical bills either. I had three surgeries last year and really didn't have to pay much and am thankful but it's all the meds and blood tests etc all the co-pays just pick away. My husband's insurance changed this year. The school district voted I talked about it before but what I hate is that they doubled the cost for medicines and then took away our right for any doctor to saying if the doc isn't in the network we only get back 50% of what network docs get paid ... this totally sucks. We will have to appeal for this next surgery if Dr. Bray doesn't do it free. We worked out that just our monthly medicines co-pay is equivalent to a new car monthly payment lol sheesh.

04/07/2011 11:27 AM
brugette
brugette  
Posts: 941
Senior Member

I hear you about the co-pays for monthly medicines. Two meds I'm on I can't take the generic so it's the high co-pay and then I'm on two meds (valium and fioricet) that are so old that medicare doesn't cover them so I was paying full price. Then I learned that my AAA car program, yes triple A, gives me a discount around 40-60% off the price. So if anyone has meds like mine, too old to be covered by insurance and you have AAA, ask your pharamist.

My monthly disability check barely covers my medical and pharmacy co-pay. I don't know how some of the elderly do it. I have a hubby who is self-employed and we've had to buy individual policies most of our married life and the cost has been ridiculous through the decades, twice what an employed person pays for the same policy. I think that health care overhaul should be decided by a group of people from all walks of life and not the bureaucrats who have the "executive policies" and don't have to deal with real life struggles/issues. Don't want to get into a political debate, just really think they are ALL out of touch with reality, at least ours.

Hugs,

Patty


04/07/2011 07:34 PM
Teah
Posts: 151
Member

brugette, I agree with you. It is crazy expensive to be sick in this country!!! I never knew how costly healthcare could be until I developed this condition and had to start seeing my doctor more often, specialists, tests, etc. In the last year, I have racke dup so many medical bills it's ridiculous! And the prescriptions can be costly as well. I am fortunate that I have a job and insurance, but it's still very costly to have, plus all the co-pays.
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