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10/24/2011 08:56 PM

Does your insurance know you have lyme?

Kramberry
KramberryPosts: 116
Member

Is it ok for them to know?
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10/24/2011 09:43 PM
healinginprocess
 
Posts: 159
Member

Some insurance companies cover Lyme. Others don't.

Post edited by: healinginprocess, at: 10/24/2011 09:45 PM


10/24/2011 11:40 PM
Bettyg
 
Posts: 32225
VIP Member
I'm an Advocate


10/25/2011 04:16 AM
shorelinelyme
shorelinelymePosts: 1252
Senior Member

One good thing for those of us who live in CT- They passed legislation where insurance companies CANNOT deny long-term antibiotic coverage to patients diagnosed with Lyme disease.

This passed in our state legislature with 100% support from both dems and republicans...unheard of!

Jackie


10/25/2011 04:27 AM
Ramilin
Ramilin  
Posts: 442
Member

My insurance covered much of my 15 months of treatment, but nothing was coded with Lyme. For lyme specific things (testing, doctor visits, etc), I paid cash and did not submit the claim. I do have steep bills from it, but I am in remission. I didn't think the risk of submitting and them finding out and forcing me to stop the picc line treatment was worth it because I couldn't have afforded the picc treatment. The picc was what saved me and I knew I needed long term treatment.

10/25/2011 04:33 AM
shorelinelyme
shorelinelymePosts: 1252
Senior Member

Ramilin,

Just curious- what did they say was the reason you needed a PICC line- if it wasn't for Lyme?

Jackie


10/25/2011 04:45 AM
lymeinmich
 
Posts: 1094
Member

I submit my receipts myself as my LLMD does not participate with insurance companies.

These receipts are clearly coded as Lyme Disease.

My BCBS has been covering it since January 2011. They reimburse me.

I have not had a PICC line or IV.


10/25/2011 12:36 PM
Polkahero
Polkahero  
Posts: 225
Member

I'm not about to let them find out. I have private insurance. I don't submit my LLMD invoices as it would be out of network coverage (little to no reimbursement) and wouldn't meet my yearly deductible anyway. As long as they're covering my px, I'm find with that.
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