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04/27/2008 16:26
crown01
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Hey all,

Well, once again I need your thoughts on this. Not exactly a bipolar issue, well, maybe it is. Anyway, I finally got the ex to talk to me about the house. A friend of her mom's, who is an attorney, contacted me Fri. and says that he is just trying to protect her interests. Now.....he is not real estate lawyer and knows us both. Not really the point, but he is throwing numbers around thinking that there is equity in the home, when there is not in this market and then has the nerve to ask me if I would be willing to give her $2500, which she put up for her half of earnest money and was factored into closing costs.

Now, I put in 95k as the down payment and paid all of the closing costs minus her 2500, which came to 108k. I have to pay over 6k to refinance the home, so in actuality I am out money and she should owe me.She wants her 2500 back. Do you think she should get it back or do you think she is completely delusional?

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04/27/2008 16:30
morningglory/oldglory
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HOW LONG DID SHE PHYSICALLY LIVE IN THE HOUSE?
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04/27/2008 16:35
crown01
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We bought the house July of 2007. She moved out April 5th and has not paid me the mortgage or HOA fee for the month of April will equals $1327.

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04/27/2008 16:41
morningglory/oldglory
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I WOULD TAKE THE MONTHLY MORTGAGE PAYMENT FOR THE MONTHS SHE LIVED THERE AND SPLIT THEM IN HALF......I THINK SHE SHOULD HAVE TO PAY HER HALF FOR THE MONTHS SHE LIVED THERE. NO ONE LIVES RENT FREE UNLESS IT IS WITH MOM & DAD.
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04/27/2008 16:45
crown01
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She did pay, while she lived here. She just didn't pay April. My question is don't you think that's a little far fetched and GREEDY to ask for $2500 back? Look at the money I put into this house and now have to put in more just to get rid of her and she wants more? She should owe me. This refinance is to her benefit as well. It is taking her name of the house and relieving her of all of her financial obligations that she's not taking care of anyway. I mean the audacity to think she's entitled something when all she's done is screw me since the day she left.
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04/27/2008 16:51
morningglory/oldglory
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IT'S EASY THEN.......TELL HER YOU AREN'T GOING TO SELL THE HOUSE IF SHE DOESN'T PAY YOU. aND THEN JUST WAIT HER OUT ESPECIALLY IF SHE IS ON THE LOAN HELL TELL HER YOU AREN'T GONNA PAY EITHER AND HER CREDIT WILL GO RIGHT DOWN THE TOILET.... SEE HOW FAST SHE ACTS THEN. (DON'T REALLY DO IT CAUSE IT WOULD KILL YOUR CREDIT TOO)
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04/27/2008 16:58
Gypsy
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This is just my opinion, and I don't know anything about houses or financial stuff.

Why don't you just give her her money, and cut your losses, so, you don't have any ties with her, anymore. It would give you both freedom, and you end up with the house, don't have to deal with her or her illness, anymore.

God Bless,Gypsy


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04/27/2008 17:02
Lilibit58
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You could tell her that since she has half interest she owes half every month. Doesn't matter that she doesn't live there. Her 2500 will be eaten up rather quickly at 1,300 a month. Say you'll take the money she owes you from the downpayment. Or you can just cut your losses and give her it to be done with her. Yea, she is greedy and wrong but why drag it out, you can't change another person.
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04/27/2008 17:19
norma
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Hey, Crown...I am with Lilibit...pay the lady as distasteful as it may seem and cut your losses. If you don't each month you make the payments because you don't want your credit to be ruined will accumulate as community property. That is true in most states if the house is in both your name and was bought with communal funds. And you might want to check your credit with one of the major credit reporting places...close any joint credit accounts...since you think she is greedy.
"In the time of your life, live-so that in that wondrous time you shall not add to the misery and sorrow of the world, but, shall smile to the infinite variety and mystery of it." William Saroyan


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04/27/2008 18:22
norma
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And I don't think she is delusional...I think she got some legal advice...might be time for you to "lawyer up" too...this is one for the legal system to hash out, unfortunately. That would protect your rights...
"In the time of your life, live-so that in that wondrous time you shall not add to the misery and sorrow of the world, but, shall smile to the infinite variety and mystery of it." William Saroyan


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