i would file as soon as you can..if we all worried about money repercussions in a divorce situation, there may not be any divorce at all! so try to have faith things will work out, you can't control how he will respond or even the outcome, but you can control if you file or keep waiting..
when I walked out of the courthouse last June, I felt the biggest weight lift off my shoulders.an instant feelilng of peace descended on me...like you, I was scared of money things, and other things. It worked out.
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